Quick Answer: Which Is Better Regalia Or Regalia First?

Is HDFC regalia card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank.

The card charges an annual fee of Rs.

2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners.

Cardholders will also enjoy benefits under an excellent rewards program..

What are the benefits of HDFC regalia credit card?

Key FeaturesComplimentary Zomato Pro Membership for first Year.12 Complimentary Airport Lounge Access within India and 6 outside India.Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.Earn 4 Reward Points on every Rs.150 spent.

How can I make my HDFC regalia first card free?

To avail the offer shop with your card 3 times within 30 days of card being issued to you. You will receive the gift in 90 days of completing the 3 transactions. Make sure you login to HDFC netbanking and go to offers page. Then click GET CARD NOW and fill the form.

How do you redeem regalia rewards?

How to redeem Reward Points?Log into to your NetBanking Portal/Account on HDFC Bank website.Once logged-in, click the ‘Cards’Then click on the ‘Enquire’ tab in the Debit Card section.Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.More items…

Is Regalia a good card?

HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status. It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank. Its loaded with whole lot of features with great reward points on every spend.

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. … The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

Which type of HDFC credit card is best?

Top 10 HDFC Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows•Nov 10, 2020

Can I use HDFC regalia credit card in Dubai?

Yes, you can use an HDFC credit card (issued in India) in other countries. Before you use the card internationally, you will have to activate the card for International use and purpose and also set a limit for this.

Does HDFC regalia have lounge access?

With the HDFC Bank Regalia Credit Card, you enjoy a complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world. With Regalia First, you get three complimentary international lounge access each year!

How do I upgrade regalia to Regalia first?

Log in to netbanking, go to cards, check upgrade, if you are eligible it will show, just press the button and u will get the card in 5–6 days. or visit nearest branch, fill up form for upgradation and attach your income documents.

Is Regalia first card free?

Note that this is the Regalia First and do-not get confused with the original Regalia, which is one step above this card….Joining Fees & Charges.Joining FeeRs.1,000 (Easy to get First year free)Renewal Fee WaiverRs. 1 Lakh Annual SpendPayment NetworkVisa SignatureMinimum LimitRs.1 Lakhs1 more row•Jun 1, 2020

What is HDFC millennia card?

The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your Card is contactless, look for the contactless network symbol on your Card.

What is the limit of regalia credit card?

Rs.2 LakhsJoining Fees & ChargesJoining FeeRs.2,500 (Easy to get First year free)Renewal FeeRs.2,500Renewal Fee WaiverRs. 3 Lakh Annual SpendVariantsRegalia, Doctor’s Regalia, Business Regalia, Corporate RegaliaMinimum LimitRs.2 LakhsJun 1, 2020

Which credit card is best SBI or HDFC?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForHDFC Regalia Credit CardRs. 2,500Travel and DiningAmazon Pay ICICI Bank Credit CardNilShoppingSimplyCLICK SBI CardRs. 499*Online ShoppingYES FIRST Preferred Credit CardNilPremium Lifestyle6 more rows•Nov 2, 2020

Which HDFC credit card is lifetime free?

Low Annual Fee Credit Cards by HDFC BankHDFC Credit CardAnnual FeeFee Reversal ConditionHDFC Freedom Credit CardRs. 500Spend Rs. 60,000 in a yearHDFC Bharat Cashback Credit CardRs. 500Spend Rs. 50,000 in a yearHDFC Times TitaniumRs. 500Spend Rs. 1.5 Lakh in a year4 more rows•Sep 16, 2020

How much is 1 HDFC reward point worth?

HDFC Credit Cards have exciting offers and discounts. You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

Which credit card is better than HDFC regalia?

Comparison of the Fee – HDFC Infinia vs HDFC RegaliaBasis of DifferenceHDFC InfiniaHDFC RegaliaRenewal Fees Waiving Off CriteriaSpend more than ₹8 Lacs in a year and waive off the Renewal Fees.Spend more than 3 Lacs within 3 Months and waive off the Renewal Fees.2 more rows

Which is better regalia or diners?

Now you can differentiate between HDFC Regalia Credit Card vs HDFC Diners Black Credit Card….Comparison of Fee and Waiving off Criteria of Both the Credit Cards.Basis of DifferenceHDFC Regalia Credit CardHDFC Diners Black Credit CardAnnual Renewal Fees₹2500 + Applicable Taxes₹10000 + Applicable Taxes2 more rows

Is Regalia first a good card?

For consumers that frequently spend on the SmartBuy platform, the HDFC Bank Regalia First Credit Card is an excellent card to have. For instance, the card earns a great 8% rewards rate (40 points per Rs 150 spent, 1 points = Rs. … 150, 1 point = Rs. 0.3).

What is the maximum limit of HDFC regalia credit card?

Rs.2 LakhsHDFC Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs. HDFC Diners Club Rewardz Credit Card Limit: Rs.

Which HDFC card give airport lounge access?

Best Credit Cards in India for Airport Lounge Access 2020Best Airport Lounge Credit CardsBest OverallJetPrivilege HDFC Diners ClubHigh SpendHDFC Diners Club BlackTravel PerksCiti PrestigeICICI Sapphiro Amex4 more rows•Feb 20, 2020