Quick Answer: What Is An Excellent Credit Score?

How good is an 800 credit score?

Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional.

Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit.

21% of all consumers have FICO® Scores in the Exceptional range..

What is an excellent credit score?

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

Is a 750 credit score good or excellent?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 750 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.

What is a good mortgage rate right now?

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed-Rate Jumbo3.0%3.034%15-Year Fixed-Rate Jumbo2.625%2.722%7/1 ARM Jumbo2.25%2.518%10/1 ARM Jumbo2.5%2.593%6 more rows

Can I buy a home with a 750 credit score?

Your score is considered “very good” and can help you access loans that offer the most favorable borrowing terms. When it comes to getting a mortgage, a score of 750 or higher may impress lenders—but your credit score is not the only thing that impacts your approval and what your interest rate will be.

What does a 750 credit score get you?

A 750 credit score will give you access to better interest rates than scores in the 600s. A 750 credit score will also allow you to open a loan or credit card with nearly any credit provider.